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Insurance and Employee Benefits: Foundational Concepts
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0:00 / 7:49
Insurance and Employee Benefits: Foundational Concepts
7:49 · AI Generated · 7/10/2026
Chapters
Summary
Transcript
Chapters
Summary
Transcript
Chapters
1
Opening
0:00
2
What is Insurance?
0:23
3
Pure Risk vs. Speculative Risk
0:45
4
Exposure — How Insurers Measure Risk
1:16
5
The Chain of Loss: Hazard → Peril → Loss
1:45
6
Four Ways to Manage Risk
2:10
7
The Law of Large Numbers
2:38
8
Mutual vs. Stock Insurance Companies
3:01
9
Admitted vs. Non-Admitted Carriers
3:28
10
How Insurance Gets Sold — Agency Models
3:54
11
Express, Implied & Apparent Authority
4:22
12
Classifying Businesses: SIC and NAICS
4:54
13
Fully Insured vs. Self-Funded Plans
5:28
14
Stop Loss: ISL and Aggregate
5:58
15
TPA and ASO — Managing the Plan
6:24
16
Key Group Health Documents
6:51
17
Recap and Review
7:25
