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RBI Policy and Financial Updates 2025
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RBI Policy and Financial Updates 2025
march part 1
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1
Question
What effect does RBI's reversal of the increase in risk weights for bank loans to NBFCs have on banks' capital requirements?
Answer
Lowers capital due to reduced risk weights
2
Question
When does the RBI reversal in NBFC risk weights take effect?
Answer
April 1, 2025
3
Question
What is the primary purpose of lowering NBFC risk weights for banks?
Answer
Improve liquidity and credit flow by freeing capital
4
Question
What is the focus of the RBI’s Regulations at a Glance handbook?
Answer
Cooperative Banks licensing, governance, credit risk, interest rates, mergers, resolution
5
Question
Which banks are targeted by the Regulations at a Glance handbook?
Answer
Cooperative Banks
6
Question
What major liquidity action did the RBI take through OMO auctions?
Answer
Liquidity infusion via ₹60,000 crore and swaps totaling $15 billion
7
Question
What currencies were involved in the RBI's buy-sell swaps?
Answer
USD/INR buy-sell swaps and USD liquidity operations
8
Question
How much liquidity was infused via the RBI's OMO auctions and swaps in numbers?
Answer
₹60,000 crore plus $5 billion and $10 billion swaps
9
Question
What external factor influenced RBI forex market intervention?
Answer
US tariff uncertainties
10
Question
What happened to India's forex reserves on record date?
Answer
Declined to $638.698 billion (Feb 28, 2025) after prior rise
11
Question
What notable change occurred to India's rupee against the USD?
Answer
Rupee hit a new low of ₹83.76 per USD
12
Question
Who chaired the 29th SAC meeting on MSME credit flow?
Answer
Swaminathan J, Deputy Governor RBI
13
Question
What were the key MSME credit flow topics discussed at SAC meeting?
Answer
Unified Lending Interface (ULI) and Regulatory Sandbox
14
Question
What RBI campaign is aimed at improving financial literacy?
Answer
RBI Kehta Hai campaigns and NSFE initiatives
15
Question
What is the aim of the FAME booklet campaign?
Answer
Promote financial awareness and safe banking practices
16
Question
What climate initiative is the RBI launching under regulatory sandbox?
Answer
On Tap cohort on climate change risks
17
Question
What is the objective of the Greenathon initiative?
Answer
Green financing awareness and sustainable finance innovations
18
Question
How did FDI company net sales growth change from FY23 to FY24?
Answer
Fell from 20.3% (FY23) to 9.3% (FY24)
19
Question
Which sectors saw reduced growth in private-limited FDI companies?
Answer
Manufacturing and services sectors
20
Question
How did profit growth compare between private and public limited FDI companies?
Answer
Private limited firms had higher profit growth
21
Question
What is PRAVAAH in RBI's context?
Answer
Portal for SRO (Account Aggregator ecosystem) coordination
22
Question
What is the role of ReBIT in relation to PRAVAAH?
Answer
Set technical specifications for SRO ecosystem
23
Question
What achievement did RBI receive for digitization efforts?
Answer
Digital Transformation Award 2025 for Pravaah and Sarthi
24
Question
What is the projected GDP growth for FY25?
Answer
6.5%
25
Question
What is the projected CPI inflation rate?
Answer
3.6% (core 4.1%)
26
Question
What is the MOUs with Mauritius about?
Answer
Trade in INR and MUR to reduce transaction costs
27
Question
What is the purpose of the RBI-Mauritius MoU?
Answer
Enhance economic cooperation and reduce costs
28
Question
What purpose does the RBI’s MoU with Maldives in INR/MVR serve?
Answer
Enable settlement in INR and MVR, reduce dependency on third currencies
29
Question
What PSL update was announced by RBI?
Answer
Higher limits for housing loans and renewable energy projects; UCB PSL target 60% of ANBC
30
Question
What is the target for the FPI investment cap as reported in March 2025?
Answer
Double to 10% of capital inflows.