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RBI April 2025 Policy and Regulatory Highlights
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RBI April 2025 Policy and Regulatory Highlights
RBI April 2025 Policy and Regulatory Highlights
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1
Question
What is the significance of the RBI keeping FPI caps for G-Secs at 6%?
Answer
Ensures market stability and predictability for investors
2
Question
What are the FPI caps for SDLs and corporate bonds as per the update?
Answer
SDLs 2%, corporate bonds 15% for global investors
3
Question
What is the purpose of the new ₹10 and ₹500 notes Mahatma Gandhi (New) Series (as per the update)?
Answer
Continue the existing design and currency continuity under RBI leadership
4
Question
What is the aim of RBI’s FEMA draft regulations overhaul?
Answer
Simplify export-import regulations and seek public feedback
5
Question
What capability does the RBI propose enabling early intervention in?
Answer
Intervene early to address capital and asset quality risks in banks
6
Question
From April 1, 2025, which banks must shift from SAF to PCA framework?
Answer
Urban Co-op Banks (UCBs)
7
Question
What is the RBI policy action on repo rate in April 2025?
Answer
Cut by 25 basis points to 6%
8
Question
How is CPI inflation forecast revised in the April 2025 policy?
Answer
Reduced to 4%
9
Question
What action did the RBI take regarding penalties on PNB, Kotak, and IDFC First Bank?
Answer
Imposed penalties for regulatory lapses post ISE 2023
10
Question
What change is mandated for ATMs regarding note dispensation by September 2025?
Answer
ATMs must dispense ₹100/₹200 notes (75% by Sept 2025) and 90% by Mar 2026
11
Question
What is the new FEMA penalty cap introduced?
Answer
Cap at ₹2 lakh for breaches (civil penalties)
12
Question
What is highlighted as a reason India may be less impacted by global trade wars?
Answer
Strong domestic demand and policy support
13
Question
What are the two main organizations/issues covered under the RBI related news in the document?
Answer
RBI regulatory measures and monetary policy actions
14
Question
Who is the Governor of RBI according to the document?
Answer
Sanjay Malhotra
15
Question
When was the RBI established?
Answer
1 April 1935
16
Question
What is the RBI’s stance on ease of doing business according to the document?
Answer
Regulatory clarity and reform via FEMA draft regulations
17
Question
What is the significance of higher UPI P2M limits mentioned?
Answer
Boosts healthcare and education spending and digital economy growth
18
Question
What does the term LCR refer to in the RBI update?
Answer
Liquidity Coverage Ratio, with revised run-off factor for digital deposits
19
Question
Which banks received penalties related to KYC and compliance violations?
Answer
Indian Bank and IOB (Indian Overseas Bank)
20
Question
What is the total new run-off factor range introduced for digital deposits under LCR norms?
Answer
7.5–12.5%
21
Question
What is the aim of the RBI policy regarding urban co‑op banks and capital adequacy?
Answer
Address capital and asset quality risks under PCA framework
22
Question
What does the RBI directive specify about small denomination notes in ATMs?
Answer
Ensure accessibility of ₹100 and ₹200 notes in ATMs
23
Question
What international factor is noted to influence the Indian economy in the bulletin?
Answer
Global trade tensions and external sector developments
24
Question
Which two major institutions are singled out in the “New FEMA penalty cap” section?
Answer
Foreign exchange rule breaches; civil penalty matters
25
Question
What does the term ‘New ₹10, ₹500 Notes’ imply for currency design continuity?
Answer
Maintains existing design with new series features
26
Question
What is the relation between RBI’s monetary policy and inflation control in April 2025?
Answer
Accommodative stance to balance growth with inflation control
27
Question
What is the stated purpose of the RBI’s proposed FEMA regulation overhaul?
Answer
Improve regulatory clarity and ease of doing business in export-import
28
Question
What is the role of NPCI in the updated RBI measures?
Answer
Note: According to the update, NPCI can revise P2M limits without prior RBI approval
29
Question
Which specific bank was fined ₹1.61 crore as per the update?
Answer
Indian Bank
30
Question
What is the minimum expected effect of the LCR revision on banks?
Answer
Enhanced liquidity resilience