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RBI May 2025 Key Facts and Metrics
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RBI May 2025 Key Facts and Metrics
May 2025
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1
Question
What is the purpose of the PRAVAAH Portal mandate effective May 1, 2025?
Answer
Centralize, digitize and streamline RBI-regulated approvals.
2
Question
Which entities must use the PRAVAAH portal?
Answer
Banks, NBFCs, co-ops, payment operators, etc.
3
Question
How many technical applications had been processed since launch of PRAVAAH portal?
Answer
Over 4,000 applications.
4
Question
What is the scope of RBI's Inflation Expectations Survey (IESH)?
Answer
People's expectations on price levels and inflation.
5
Question
What does the Urban Consumer Confidence Survey (UCCS) measure?
Answer
Sentiments on income, employment, spending, and economic conditions.
6
Question
What area does the Rural Consumer Confidence Survey (RCCS) cover?
Answer
Rural and semi-urban households across 31 states/UTs.
7
Question
What is the main objective of the New Payments Regulatory Board (PRB)?
Answer
Strengthen oversight of the digital payments ecosystem.
8
Question
How many members does the PRB have and who chairs it?
Answer
6 members; chaired by the RBI Governor.
9
Question
What is the voting rule in the PRB?
Answer
Equal voting rights; tie-breaker with Governor/Deputy Governor.
10
Question
Which board did the PRB replace?
Answer
BPSS (Board for Regulation & Supervision of Payment Systems).
11
Question
What is the effect of the Surplus Transfer in RBI's Surplus Transfer metric for FY25?
Answer
Surplus transferred to Government: ₹2.69 trillion.
12
Question
What is the Contingent Risk Buffer (CRB) as of FY25?
Answer
Raised to 7.5%.
13
Question
What is the impact of the CRB on the fiscal deficit?
Answer
Reduction by about 20 basis points.
14
Question
What is the approximate total exports for India in 2024-25 (RBI data)?
Answer
USD 824.9 billion.
15
Question
What was services exports value for 2024-25?
Answer
USD 387.5 billion.
16
Question
What was merchandise exports (ex-petroleum) value for 2024-25?
Answer
USD 374.1 billion.
17
Question
What is the trend in RBI's gold holdings in FY25?
Answer
Total holdings 879.6 tonnes; 2nd highest in 7 years.
18
Question
What is the approximate year-on-year rise in gold price in ₹ terms in FY25?
Answer
More than ₹1 lakh per 10 grams; +30% YoY.
19
Question
What was the Gold Price Rise in USD terms in FY25?
Answer
+24%.
20
Question
What is the major selling period for RBI forex sales in FY25?
Answer
H2 FY25 (73% of sales).
21
Question
What is the peak month for RBI forex sales in USD terms in recent data?
Answer
December 2024.
22
Question
What was RBI's gross forex sales in FY25?
Answer
$398.71 billion.
23
Question
What was RBI's net forex sales in FY25?
Answer
$34.51 billion.
24
Question
What is the target focus of the new RBI Gold Reserve Update metric?
Answer
Gold purchases and total holdings; price rise.
25
Question
Which bank faced the highest penalty amount in May 2025 RBI penalties list?
Answer
State Bank of India (SBI) with ₹1.72 crore.
26
Question
What was the penalty for Axis Bank and for what reason?
Answer
₹29.60 lakh; routing unauthorized entries through internal/office accounts.
27
Question
What was ICICI Bank penalized for?
Answer
₹97.80 lakh; cybersecurity/KYC/late fees and reporting lapses.
28
Question
What was Bank of Maharashtra penalized for?
Answer
₹31.80 lakh; OTP-based e-KYC in non-face mode.
29
Question
What was IDBI Bank penalized for?
Answer
₹31.80 lakh; overcharging interest under Interest Subvention Scheme.
30
Question
What was the penalty for Bank of Baroda?
Answer
₹61.40 lakh; staff incentives from insurers and related issues.