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RBI FSR FRI and eKuber Key Facts
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RBI FSR FRI and eKuber Key Facts
July pdf
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1
Question
What drives the Indian economy's role in global growth according to RBI's FSR?
Answer
Strong domestic fundamentals and prudent macro policies
2
Question
What is the RBI's Financial Stability Report (FSR) concerned with?
Answer
Assessing stability of financial system and risks
3
Question
What does FRI stand for in RBI's cyber fraud initiative?
Answer
Financial Fraud Risk Indicator
4
Question
Which department developed the Financial Fraud Risk Indicator?
Answer
Department of Telecommunications (DoT)
5
Question
What is the purpose of the FRI?
Answer
Assess risk of mobile numbers in financial transactions and alert/block suspicious activity
6
Question
Which platforms are integrated with FRI for fraud prevention?
Answer
PhonePe and Paytm
7
Question
What real-time capability does FRI provide to banks?
Answer
Real-time risk assessment and alerts
8
Question
From which date must government payments above ₹75 crore be processed through e-Kuber?
Answer
From July 16, 2025
9
Question
What is the purpose of routing high-value government payments through e-Kuber?
Answer
Transparency, faster transfers, real-time tracking
10
Question
What could the e-Kuber threshold drop to in the future?
Answer
₹50 crore
11
Question
Where is the RBI headquarters located?
Answer
Mumbai
12
Question
When was RBI established?
Answer
1 April 1935
13
Question
What is RBI's stance on monetary policy according to the FSR?
Answer
Accommodative with low market volatility
14
Question
What does the RBI say about bank/NBFC capitalization under stress tests?
Answer
They would remain well-capitalised
15
Question
How is corporate balance sheet health described in the FSR summary?
Answer
Strong, supporting macro stability
16
Question
What is the RBI's outlook on inflation?
Answer
Benign outlook with alignment to target
17
Question
What kind of risks are external factors mentioned as affecting growth?
Answer
Global spillovers and weather-related events
18
Question
What does the RBI identify as a driver of sustained growth momentum?
Answer
Internal drivers
19
Question
According to the document, what is needed to boost digital payments trust?
Answer
Strengthened cybersecurity and risk-based monitoring
20
Question
What is the main benefit of adopting FRI for banks and customers?
Answer
Enhanced fraud prevention and trust in digital payments
21
Question
What two sectors collaborate due to FRI integration?
Answer
Financial and telecom sectors
22
Question
What is the core function of e-Kuber in government payments?
Answer
Facilitate quick and secure transactions between government and banks
23
Question
Which organization provided the monthly BeePedia content?
Answer
ixamBee
24
Question
What type of document is RBI's FSR considered to be in the report?
Answer
Macroeconomic/financial stability report
25
Question
What is the implication of continued low market volatility for monetary policy?
Answer
Conditions remain favorable for easing finance conditions
26
Question
What would be a likely future trend for e-Kuber threshold based on the article?
Answer
Potential further reduction to ₹50 crore
27
Question
Which index or report confirms banks' capital adequacy under adverse conditions?
Answer
Stress tests in RBI's FSR
28
Question
What is the purpose of the Financial Fraud Risk Indicator (FRI) as advised by RBI?
Answer
To assess mobile numbers in financial transactions for cyber fraud risk and enable alerts.
29
Question
What are the risk classifications used by FRI for mobile numbers?
Answer
Medium, High, Very High.
30
Question
What real-time capabilities does FRI enable for banks?
Answer
Risk assessment, blocking, delaying, or flagging transactions.